Why Choose United American Mortgage?

The United American Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, my highly experienced team of mortgage bankers can help make your dreams come true.

 

My ultimate goal is to create lasting relationships with each of MY clients so that I may continue providing excellent service for many years to come.

 

I offer unparalleled mortgage and refinance service to my clients.

 

Call Me Today!

Competitive Rates and Personalized Service

Secure market-leading rates tailored to YOUR financial goals.

Expertise and Time-Saving Streamlined Process

Stress-free closings are our specialty. Leave the paperwork and deadlines to us.

Local Knowledge and Community Focus

Proudly serving homeowners for over 35 years.

Happy Family

Making Dreams Come True

The United American Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Our numbers speak for themselves

$0Billion+

loans funded to date

0%

clients would recommend us

0-Day

average closing
Dennis headshot

Mortgages Made Simple

United American Mortgage is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.

We understand the frustrations of finding a mortgage.
We've designed our services to make it smoother and more transparent.

Efficiency

We realize your time is extremely valuable so we'll get to work quickly on your behalf to find the best options.

Clarity

We know getting a mortgage can be challenging. We will educate you through every step of the process.

Value

We help you find the right mortgage, striving to save you the most money and secure the best rate possible.

  •   Dennis has to the best in the game and I'm so lucky to have found him for my first home purchase. The entire process can be pretty daunting and Dennis... read more

    thumb Peter F.
    5/30/2024

      I recently purchased my first home and thank the lord I had Dennis to help me! He was so helpful and understanding. Dennis was truly a pleasure to work with... read more

    thumb Maddy S.
    10/10/2021

      Dennis was an incredible person to work with while getting our home loan. We had a very tight timeline and he made us a priority in every way possible.... read more

    thumb Kelly K.
    1/21/2020

      Dennis is A-M-A-Z-I-N-G! As a real estate professional, I have worked with mortgage bankers a lot. Dennis is *THE* best. He single-handedly saved my transaction and made everything work. Without... read more

    thumb Shell X.
    9/23/2019
  •   I was referred to Dennis by a friend who used Dennis on his last purchase. The referral came over with glowing reviews. I have to say Dennis lived... read more

    thumb Christopher M.
    5/18/2018

      I will definitely use Dennis again for my home loan needs! Dennis was able to close my home loan within 8 days of calling him! I was previously working with... read more

    thumb Melinda B.
    5/06/2018

      Dennis went above and beyond what a "typical" mortgage broker would do for a client. He worked hard to the end and I truly appreciate all of his dedication.

    thumb Cheryl M.
    4/22/2018

      Dennis has been my "loan guy" for 15 years now, I contacted him this morning with some questions and feel obliged to tell everyone what an asset he has been... read more

    thumb Gary P.
    3/28/2018

A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Pre-Approval Made Easy

See what you can borrow and shop with confidence.

Compare Rates & Save

Get personalized quotes with no obligation to commit.

Expert Guidance

Get professional answers to your mortgage questions.

How much do you qualify for?

No Obligation. No Credit Check.

Explore our frequently asked questions

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.